Manhattan, IL
Manhattan, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Manhattan at the 13th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 3,018 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Manhattan at the 14th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Manhattan's building exposure, zone by zone
Most of Manhattan's buildings (96.3% of 3,018) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Manhattan against the rest of the country
Within Illinois, Manhattan ranks higher (49th percentile) than it does nationally (13th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Manhattan ranks 27,347 for wildfire risk (1 is highest) and 5,403 by building count (1 is largest). Within Illinois alone, it ranks 733 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Manhattan
Manhattan's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Manhattan's 96.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Manhattan's figures come from
The methodology guide shows exactly how USFS turned 3,018 counted buildings into the percentiles shown above for Manhattan. The exposure-zones guide covers what Manhattan's dominant minimal exposure actually means, with real examples from across the dataset.