Manele, HI
How exposed is Manele to wildfire?
Out of every US place USFS scores, Manele lands at the 85th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 92 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Manele at the 81st percentile, close to its 85th-percentile risk score.
What "at risk" means for the buildings here
92 buildings are counted in Manele, and 50% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.1% rated Minimal.
How Manele compares
Manele's 85th national percentile looks worse in isolation than its 17th ranking inside Hawaii does — this place is on the milder end for its own state, by 68 points. Among the 31,521 US communities USFS scores, Manele ranks 4,758 for wildfire risk (1 is highest) and 29,390 by building count (1 is largest). Within Hawaii alone, it ranks 136 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Manele and the insurance market
At the 85th percentile nationally, Manele carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Manele's 50% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Manele's 4,758-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Manele, see the exposure-zones guide.