Manchester, IL
How exposed is Manchester to wildfire?
Manchester sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 236 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Manchester's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
Manchester's building exposure, zone by zone
94.9% of Manchester's 236 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 5.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Manchester against the rest of the country
Compare Manchester's two percentiles: 45th within Illinois, only 11th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Manchester ranks 28,008 for wildfire risk (1 is highest) and 23,587 by building count (1 is largest). Within Illinois alone, it ranks 793 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Manchester
Manchester's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Manchester (94.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Manchester's figures come from
Manchester's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Manchester's dominant indirect exposure actually means, with real examples from across the dataset.