Manalapan, FL
How exposed is Manalapan to wildfire?
Out of every US place USFS scores, Manalapan lands at the 51st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 326 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Manalapan at the 51st percentile, close to its 51st-percentile risk score.
Manalapan's building exposure, zone by zone
USFS classifies 92.3% of Manalapan's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 7.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Manalapan against the rest of the country
Manalapan's 51st national percentile looks worse in isolation than its 5th ranking inside Florida does — this place is on the milder end for its own state, by 47 points. Among the 31,521 US communities USFS scores, Manalapan ranks 15,339 for wildfire risk (1 is highest) and 20,914 by building count (1 is largest). Within Florida alone, it ranks 909 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Manalapan's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 92.3% of buildings rated Minimal exposure, Manalapan gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 326 counted buildings into the percentiles shown above for Manalapan. For more on what minimal exposure implies beyond Manalapan, see the exposure-zones guide.