Mamaroneck, NY
Mamaroneck wildfire risk explained
Out of every US place USFS scores, Mamaroneck lands at the 30th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 4,803 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mamaroneck's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
What "at risk" means for the buildings here
87.8% of Mamaroneck's 4,803 buildings sit in USFS's Minimal exposure zone, with only 12.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Mamaroneck compares
Compare Mamaroneck's two percentiles: 64th within New York, only 30th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Mamaroneck ranks 22,095 for wildfire risk (1 is highest) and 3,554 by building count (1 is largest). Within New York alone, it ranks 469 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Mamaroneck
Mamaroneck's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 87.8% of buildings rated Minimal exposure, Mamaroneck gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Mamaroneck's figures come from
Every one of the two percentiles behind Mamaroneck's 22,095-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mamaroneck's dominant minimal exposure actually means, with real examples from across the dataset.