Malverne Park Oaks, NY
Malverne Park Oaks, NY's wildfire risk, in USFS's own numbers
Malverne Park Oaks sits at the 29th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 203 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Malverne Park Oaks at the 32nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
88.2% of Malverne Park Oaks's 203 buildings sit in USFS's Minimal exposure zone, with only 11.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Malverne Park Oaks against the rest of the country
Within New York, Malverne Park Oaks ranks higher (62nd percentile) than it does nationally (29th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Malverne Park Oaks ranks 22,284 for wildfire risk (1 is highest) and 24,738 by building count (1 is largest). Within New York alone, it ranks 493 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Malverne Park Oaks's moderate rating (29th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Malverne Park Oaks's 88.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Malverne Park Oaks's figures come from
Malverne Park Oaks's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Malverne Park Oaks's dominant minimal exposure actually means, with real examples from across the dataset.