Malta, IL
How exposed is Malta to wildfire?
Out of every US place USFS scores, Malta lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 569 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Malta at the 1st percentile, close to its 1st-percentile risk score.
Malta's building exposure, zone by zone
89.5% of Malta's 569 buildings sit in USFS's Minimal exposure zone, with only 10.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Malta ranks
There's little gap between Malta's 1st national percentile and its 8th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Malta ranks 31,258 for wildfire risk (1 is highest) and 16,263 by building count (1 is largest). Within Illinois alone, it ranks 1,329 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Malta
Malta's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Malta
Even with 89.5% of Malta outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Malta's 31,258-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Malta, see the exposure-zones guide.