Malta Bend, MO
Malta Bend, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Malta Bend lands at the 27th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 176 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Malta Bend at the 27th percentile, close to its 27th-percentile risk score.
Where Malta Bend's buildings actually sit
Only 18.8% of Malta Bend's 176 buildings carry Direct exposure and 0% carry Indirect; the remaining 81.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Malta Bend against the rest of the country
Malta Bend ranks lower within Missouri (9th percentile statewide) than its 27th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Malta Bend ranks 23,006 for wildfire risk (1 is highest) and 25,787 by building count (1 is largest). Within Missouri alone, it ranks 972 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Malta Bend and the insurance market
Malta Bend's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Malta Bend
With 81.3% of buildings rated Minimal exposure, Malta Bend gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Malta Bend's figures come from
The methodology guide shows exactly how USFS turned 176 counted buildings into the percentiles shown above for Malta Bend. The exposure-zones guide covers what Malta Bend's dominant minimal exposure actually means, with real examples from across the dataset.