Malo, WA
Malo, WA's wildfire risk, in USFS's own numbers
USFS scores Malo at the 97th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 34 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Malo's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Where Malo's buildings actually sit
USFS classifies 100% of Malo's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 34 structures sit close enough to vegetation that lot clearing matters most.
Malo against the rest of the country
Malo's risk sits at a similar level relative to Washington (91st percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Malo ranks 1,117 for wildfire risk (1 is highest) and 31,307 by building count (1 is largest). Within Washington alone, it ranks 57 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Malo and the insurance market
Malo's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Malo
Because Direct exposure dominates in Malo (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 34 counted buildings into the percentiles shown above for Malo. For more on what direct exposure implies beyond Malo, see the exposure-zones guide.