Malmo, NE
Malmo wildfire risk explained
Out of every US place USFS scores, Malmo lands at the 50th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 112 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Malmo's burn probability — fire likelihood with no building count factored in — sits at the 43rd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 84.8% of Malmo's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 15.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Malmo compares
Malmo scores 50th nationally and 36th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Malmo ranks 15,886 for wildfire risk (1 is highest) and 28,548 by building count (1 is largest). Within Nebraska alone, it ranks 371 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Malmo and the insurance market
At the 50th national percentile, Malmo rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Malmo
Even with 84.8% of Malmo outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Malmo's 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Malmo, see the exposure-zones guide.