Mallard, IA
Mallard, IA's wildfire risk, in USFS's own numbers
Mallard's 273 buildings earn a 7th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mallard's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
Where Mallard's buildings actually sit
Mallard rates 89.7% Minimal exposure against just 10.3% Direct and 0% Indirect — of 273 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Mallard against the rest of the country
Mallard scores 7th nationally and 14th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mallard ranks 29,432 for wildfire risk (1 is highest) and 22,417 by building count (1 is largest). Within Iowa alone, it ranks 871 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Mallard and the insurance market
Mallard's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Mallard's 89.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Mallard's 7th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Mallard, see the exposure-zones guide.