Malaga, CA
Malaga, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Malaga at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 320 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Malaga at the 69th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Malaga's buildings actually sit
USFS classifies 95.9% of Malaga's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Malaga ranks
Inside California, Malaga sits at just the 25th percentile even though it scores 68th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Malaga ranks 10,073 for wildfire risk (1 is highest) and 21,083 by building count (1 is largest). Within California alone, it ranks 1,173 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because Malaga is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
What would actually reduce this score
Malaga's 95.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Malaga's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Malaga, see the exposure-zones guide.