Malabar, FL
Malabar, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Malabar at the 94th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 2,105 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Malabar at the 94th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Malabar's buildings actually sit
Of Malabar's 2,105 counted buildings, 78.9% carry Direct exposure and only 13% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Malabar compares
Malabar's risk sits at a similar level relative to Florida (91st percentile statewide) as it does nationally (94th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Malabar ranks 1,754 for wildfire risk (1 is highest) and 7,177 by building count (1 is largest). Within Florida alone, it ranks 85 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Malabar
Malabar's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 78.9% of Malabar in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,105 counted buildings into the percentiles shown above for Malabar. For more on what direct exposure implies beyond Malabar, see the exposure-zones guide.