Maitland, MO
How exposed is Maitland to wildfire?
Maitland sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 253 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Maitland at the 30th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Maitland's buildings actually sit
Most of Maitland's buildings (70.4% of 253) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Maitland against the rest of the country
Maitland ranks lower within Missouri (10th percentile statewide) than its 31st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Maitland ranks 21,686 for wildfire risk (1 is highest) and 23,046 by building count (1 is largest). Within Missouri alone, it ranks 957 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Maitland
Maitland's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 70.4% of buildings rated Minimal exposure, Maitland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Maitland's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Maitland, see the exposure-zones guide.