Maitland, FL
Maitland wildfire risk explained
USFS's Wildfire Risk to Communities model puts Maitland at the 62nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 4,867 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Maitland at the 65th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Maitland's buildings actually sit
Only 23.4% of Maitland's 4,867 buildings carry Direct exposure and 0% carry Indirect; the remaining 76.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Maitland against the rest of the country
Inside Florida, Maitland sits at just the 17th percentile even though it scores 62nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Maitland ranks 11,971 for wildfire risk (1 is highest) and 3,514 by building count (1 is largest). Within Florida alone, it ranks 797 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Maitland
Maitland's 62nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 76.6% of buildings rated Minimal exposure, Maitland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,867 counted buildings into the percentiles shown above for Maitland. For more on what minimal exposure implies beyond Maitland, see the exposure-zones guide.