Magnolia, NC
Magnolia, NC's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Magnolia at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 555 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Magnolia at the 63rd percentile, close to its 64th-percentile risk score.
What "at risk" means for the buildings here
555 buildings are counted in Magnolia, and 59.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Magnolia ranks
There's little gap between Magnolia's 64th national percentile and its 63rd percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Magnolia ranks 11,321 for wildfire risk (1 is highest) and 16,503 by building count (1 is largest). Within North Carolina alone, it ranks 283 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Magnolia
Magnolia's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Magnolia
Because Direct exposure dominates in Magnolia (59.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 555 counted buildings into the percentiles shown above for Magnolia. For more on what direct exposure implies beyond Magnolia, see the exposure-zones guide.