Magnolia, MS
Magnolia, MS's wildfire risk, in USFS's own numbers
Magnolia sits at the 81st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,341 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Magnolia at the 83rd percentile, close to its 81st-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Magnolia: 54.9% of its 1,341 buildings, versus 45.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Magnolia against the rest of the country
There's little gap between Magnolia's 81st national percentile and its 81st percentile inside Mississippi, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Magnolia ranks 6,145 for wildfire risk (1 is highest) and 9,876 by building count (1 is largest). Within Mississippi alone, it ranks 79 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
At the 81st percentile nationally, Magnolia carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Magnolia's 54.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Magnolia's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Magnolia, see the exposure-zones guide.