Magnolia, IA
Magnolia, IA's wildfire risk, in USFS's own numbers
Magnolia sits at the 73rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 159 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Magnolia at the 71st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Magnolia's building exposure, zone by zone
50.3% of Magnolia's 159 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 49.7% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Magnolia ranks
Compare Magnolia's two percentiles: 96th within Iowa, only 73rd nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Magnolia ranks 8,633 for wildfire risk (1 is highest) and 26,481 by building count (1 is largest). Within Iowa alone, it ranks 42 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Magnolia
Magnolia's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Magnolia (50.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Magnolia's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Magnolia, see the exposure-zones guide.