Magnolia Beach, TX
How exposed is Magnolia Beach to wildfire?
USFS scores Magnolia Beach at the 88th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 377 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Magnolia Beach at the 88th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
377 buildings are counted in Magnolia Beach, and 64.2% of them are Indirect exposure — ember-driven risk rather than the 34.5% in Direct exposure or the 1.3% rated Minimal.
How Magnolia Beach compares
Magnolia Beach's risk sits at a similar level relative to Texas (80th percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Magnolia Beach ranks 3,859 for wildfire risk (1 is highest) and 19,733 by building count (1 is largest). Within Texas alone, it ranks 364 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Magnolia Beach
Magnolia Beach's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Magnolia Beach's 64.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Magnolia Beach's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Magnolia Beach, see the exposure-zones guide.