Magnet, NE
Magnet, NE's wildfire risk, in USFS's own numbers
Magnet sits at the 50th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 87 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Magnet's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
Magnet's building exposure, zone by zone
Magnet rates 77% Minimal exposure against just 23% Direct and 0% Indirect — of 87 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Magnet ranks
Magnet's risk sits at a similar level relative to Nebraska (37th percentile statewide) as it does nationally (50th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Magnet ranks 15,818 for wildfire risk (1 is highest) and 29,622 by building count (1 is largest). Within Nebraska alone, it ranks 369 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Magnet's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 77% of buildings rated Minimal exposure, Magnet gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Magnet's figures come from
The methodology guide shows exactly how USFS turned 87 counted buildings into the percentiles shown above for Magnet. The exposure-zones guide covers what Magnet's dominant minimal exposure actually means, with real examples from across the dataset.