Magnet Cove, AR
Magnet Cove wildfire risk explained
Magnet Cove's 349 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Magnet Cove at the 72nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Magnet Cove's buildings actually sit
Direct exposure dominates in Magnet Cove: 90.3% of its 349 buildings, versus 9.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Magnet Cove against the rest of the country
Magnet Cove's risk sits at a similar level relative to Arkansas (55th percentile statewide) as it does nationally (70th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Magnet Cove ranks 9,445 for wildfire risk (1 is highest) and 20,328 by building count (1 is largest). Within Arkansas alone, it ranks 276 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Magnet Cove's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Magnet Cove's 90.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Magnet Cove's figures come from
The methodology guide shows exactly how USFS turned 349 counted buildings into the percentiles shown above for Magnet Cove. The exposure-zones guide covers what Magnet Cove's dominant direct exposure actually means, with real examples from across the dataset.