Magdalena, NM
How exposed is Magdalena to wildfire?
USFS scores Magdalena at the 95th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 816 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Magdalena's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Magdalena's building exposure, zone by zone
Most of Magdalena's buildings (64.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Magdalena against the rest of the country
Magdalena's risk sits at a similar level relative to New Mexico (83rd percentile statewide) as it does nationally (95th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Magdalena ranks 1,734 for wildfire risk (1 is highest) and 13,494 by building count (1 is largest). Within New Mexico alone, it ranks 85 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Magdalena's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Magdalena (64.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Magdalena's 1,734-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Magdalena, see the exposure-zones guide.