Madrid, AL
Madrid, AL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Madrid at the 60th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 199 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Madrid at the 61st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Madrid's buildings actually sit
96.5% of Madrid's 199 buildings sit in USFS's Direct exposure zone, roughly 192 structures close enough to burnable vegetation for flame contact, not just embers — 3.5% fall in the Indirect, ember-only zone and 0% are Minimal.
Madrid against the rest of the country
Inside Alabama, Madrid sits at just the 26th percentile even though it scores 60th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Madrid ranks 12,627 for wildfire risk (1 is highest) and 24,872 by building count (1 is largest). Within Alabama alone, it ranks 440 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Madrid and the insurance market
Madrid's elevated rating (60th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Madrid's 96.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Madrid's figures come from
Madrid's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Madrid's dominant direct exposure actually means, with real examples from across the dataset.