Madisonville, KY
Madisonville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Madisonville at the 40th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 10,223 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Madisonville at the 42nd percentile, close to its 40th-percentile risk score.
What "at risk" means for the buildings here
10,223 buildings are counted in Madisonville, and 53.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 15.1% rated Minimal. At 10,223 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Madisonville against the rest of the country
Within Kentucky, Madisonville ranks higher (68th percentile) than it does nationally (40th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Madisonville ranks 19,061 for wildfire risk (1 is highest) and 1,572 by building count (1 is largest). Within Kentucky alone, it ranks 181 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Madisonville
Madisonville's moderate rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 53.4% of Madisonville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Madisonville's figures come from
Every one of the two percentiles behind Madisonville's 19,061-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Madisonville's dominant direct exposure actually means, with real examples from across the dataset.