Madison Park, NJ
Madison Park, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Madison Park at the 70th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,100 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Madison Park's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
Madison Park's building exposure, zone by zone
Indirect exposure is dominant in Madison Park (91.5% of 1,100 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 8.6% sit in the Direct zone.
How Madison Park compares
Madison Park scores 70th nationally and 80th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Madison Park ranks 9,461 for wildfire risk (1 is highest) and 11,274 by building count (1 is largest). Within New Jersey alone, it ranks 143 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Madison Park and the insurance market
Madison Park's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 91.5% of Madison Park's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,100 counted buildings into the percentiles shown above for Madison Park. For more on what indirect exposure implies beyond Madison Park, see the exposure-zones guide.