Madison, PA
How exposed is Madison to wildfire?
USFS's Wildfire Risk to Communities model puts Madison at the 33rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 259 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Madison's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
Where Madison's buildings actually sit
Of Madison's 259 counted buildings, 65.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Madison ranks
Madison's risk sits at a similar level relative to Pennsylvania (45th percentile statewide) as it does nationally (33rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Madison ranks 21,127 for wildfire risk (1 is highest) and 22,867 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,097 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Madison
Madison's moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Madison
Madison's 65.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 259 counted buildings into the percentiles shown above for Madison. For more on what direct exposure implies beyond Madison, see the exposure-zones guide.