Madison, NY
How exposed is Madison to wildfire?
Out of every US place USFS scores, Madison lands at the 8th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 200 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Madison at the 8th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
200 buildings are counted in Madison, and 59.5% of them are Indirect exposure — ember-driven risk rather than the 40.5% in Direct exposure or the 0% rated Minimal.
Madison against the rest of the country
Madison scores 8th nationally and 17th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Madison ranks 29,036 for wildfire risk (1 is highest) and 24,851 by building count (1 is largest). Within New York alone, it ranks 1,073 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Madison's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Madison
Because 59.5% of Madison's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Madison's figures come from
Every one of the two percentiles behind Madison's 29,036-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Madison's dominant indirect exposure actually means, with real examples from across the dataset.