Madera Ranchos, CA
Madera Ranchos wildfire risk explained
Madera Ranchos's 1,919 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Madera Ranchos's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Where Madera Ranchos's buildings actually sit
Direct exposure dominates in Madera Ranchos: 59.7% of its 1,919 buildings, versus 40.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Madera Ranchos ranks
Madera Ranchos ranks lower within California (63rd percentile statewide) than its 91st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Madera Ranchos ranks 2,920 for wildfire risk (1 is highest) and 7,709 by building count (1 is largest). Within California alone, it ranks 582 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Madera Ranchos and the insurance market
Because Madera Ranchos is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
With 59.7% of Madera Ranchos in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Madera Ranchos's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Madera Ranchos, see the exposure-zones guide.