Madera Acres, CA
How exposed is Madera Acres to wildfire?
USFS's Wildfire Risk to Communities model puts Madera Acres at the 91st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 3,401 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Madera Acres at the 92nd percentile, close to its 91st-percentile risk score.
What "at risk" means for the buildings here
78.2% of Madera Acres's 3,401 buildings sit in USFS's Direct exposure zone, roughly 2,659 structures close enough to burnable vegetation for flame contact, not just embers — 14.1% fall in the Indirect, ember-only zone and 7.7% are Minimal.
Where Madera Acres ranks
Inside California, Madera Acres sits at just the 63rd percentile even though it scores 91st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Madera Acres ranks 2,984 for wildfire risk (1 is highest) and 4,917 by building count (1 is largest). Within California alone, it ranks 588 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Madera Acres and the insurance market
Because Madera Acres is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
With 78.2% of Madera Acres in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Madera Acres's 2,984-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Madera Acres, see the exposure-zones guide.