Maddock, ND
Maddock wildfire risk explained
USFS's Wildfire Risk to Communities model puts Maddock at the 47th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 384 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Maddock at the 47th percentile, close to its 47th-percentile risk score.
Where Maddock's buildings actually sit
84.1% of Maddock's 384 buildings sit in USFS's Minimal exposure zone, with only 15.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Maddock compares
Maddock's risk sits at a similar level relative to North Dakota (42nd percentile statewide) as it does nationally (47th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Maddock ranks 16,868 for wildfire risk (1 is highest) and 19,550 by building count (1 is largest). Within North Dakota alone, it ranks 232 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Maddock and the insurance market
Maddock's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Maddock's 84.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Maddock's 16,868-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Maddock, see the exposure-zones guide.