Macopin, NJ
Macopin wildfire risk explained
Macopin's 1,021 buildings earn a 45th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Macopin at the 44th percentile, close to its 45th-percentile risk score.
Where Macopin's buildings actually sit
88.3% of Macopin's 1,021 buildings sit in USFS's Direct exposure zone, roughly 902 structures close enough to burnable vegetation for flame contact, not just embers — 10.2% fall in the Indirect, ember-only zone and 1.5% are Minimal.
Macopin against the rest of the country
There's little gap between Macopin's 45th national percentile and its 50th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Macopin ranks 17,274 for wildfire risk (1 is highest) and 11,791 by building count (1 is largest). Within New Jersey alone, it ranks 355 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Macopin's elevated rating (45th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Macopin
Macopin's 88.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,021 counted buildings into the percentiles shown above for Macopin. For more on what direct exposure implies beyond Macopin, see the exposure-zones guide.