Macon, MO
Macon wildfire risk explained
USFS's Wildfire Risk to Communities model puts Macon at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 3,242 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Macon at the 66th percentile, close to its 64th-percentile risk score.
Macon's building exposure, zone by zone
Indirect exposure is dominant in Macon (75.7% of 3,242 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 21.9% sit in the Direct zone.
Where Macon ranks
Macon's risk sits at a similar level relative to Missouri (66th percentile statewide) as it does nationally (64th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Macon ranks 11,382 for wildfire risk (1 is highest) and 5,112 by building count (1 is largest). Within Missouri alone, it ranks 360 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 64th percentile nationally, Macon carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Macon
Macon's 75.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Macon's figures come from
The methodology guide shows exactly how USFS turned 3,242 counted buildings into the percentiles shown above for Macon. The exposure-zones guide covers what Macon's dominant indirect exposure actually means, with real examples from across the dataset.