Mackey, IN
Mackey wildfire risk explained
Mackey's 108 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mackey at the 5th percentile, close to its 5th-percentile risk score.
Mackey's building exposure, zone by zone
65.7% of Mackey's 108 buildings sit in USFS's Minimal exposure zone, with only 34.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Mackey against the rest of the country
Within Indiana, Mackey ranks higher (37th percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Mackey ranks 29,842 for wildfire risk (1 is highest) and 28,692 by building count (1 is largest). Within Indiana alone, it ranks 604 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Mackey
Mackey's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 65.7% of buildings rated Minimal exposure, Mackey gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Mackey's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Mackey, see the exposure-zones guide.