Maceo, KY
Maceo wildfire risk explained
Out of every US place USFS scores, Maceo lands at the 22nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 330 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Maceo at the 22nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Maceo's buildings actually sit
USFS classifies 59.7% of Maceo's buildings as Direct exposure, higher than its 5.8% Indirect share and far above its 34.6% Minimal share — a profile where 197 structures sit close enough to vegetation that lot clearing matters most.
Where Maceo ranks
Maceo's 38th-percentile standing inside Kentucky outpaces its 22nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Maceo ranks 24,675 for wildfire risk (1 is highest) and 20,817 by building count (1 is largest). Within Kentucky alone, it ranks 342 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Maceo and the insurance market
Maceo's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 59.7% of Maceo in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 330 counted buildings into the percentiles shown above for Maceo. For more on what direct exposure implies beyond Maceo, see the exposure-zones guide.