Macedonia, IA
How exposed is Macedonia to wildfire?
USFS scores Macedonia at the 44th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 187 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Macedonia at the 42nd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Macedonia's buildings actually sit
USFS classifies 82.9% of Macedonia's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 17.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Macedonia ranks
Within Iowa, Macedonia ranks higher (60th percentile) than it does nationally (44th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Macedonia ranks 17,642 for wildfire risk (1 is highest) and 25,348 by building count (1 is largest). Within Iowa alone, it ranks 405 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Macedonia's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Macedonia
Even with 82.9% of Macedonia outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 187 counted buildings into the percentiles shown above for Macedonia. For more on what minimal exposure implies beyond Macedonia, see the exposure-zones guide.