Macedon, NY
How exposed is Macedon to wildfire?
USFS's Wildfire Risk to Communities model puts Macedon at the 8th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 934 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Macedon's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
What "at risk" means for the buildings here
934 buildings are counted in Macedon, and 73.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 7.3% rated Minimal.
Macedon against the rest of the country
Macedon scores 8th nationally and 16th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Macedon ranks 29,105 for wildfire risk (1 is highest) and 12,434 by building count (1 is largest). Within New York alone, it ranks 1,083 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Macedon's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Macedon's 73.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Macedon's figures come from
Macedon's 8th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Macedon's dominant direct exposure actually means, with real examples from across the dataset.