WildfireRiskFinder

Macdona, TX

Macdona wildfire risk explained

High
71stpercentile nationally

USFS's Wildfire Risk to Communities model puts Macdona at the 71st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 364 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Macdona at the 71st percentile, close to its 71st-percentile risk score.

Where Macdona's buildings actually sit

364Total buildings
75.3%Direct exposure
24.7%Indirect exposure
0%Minimal exposure

364 buildings are counted in Macdona, and 75.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.

How Macdona compares

Inside Texas, Macdona sits at just the 35th percentile even though it scores 71st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Macdona ranks 9,030 for wildfire risk (1 is highest) and 19,992 by building count (1 is largest). Within Texas alone, it ranks 1,175 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.

Macdona and the insurance market

Macdona's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.

Lowering exposure, not just insuring around it

Macdona's 75.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.

Where Macdona's figures come from

The methodology guide shows exactly how USFS turned 364 counted buildings into the percentiles shown above for Macdona. The exposure-zones guide covers what Macdona's dominant direct exposure actually means, with real examples from across the dataset.