Macclesfield, NC
Macclesfield wildfire risk explained
Macclesfield sits at the 41st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 326 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Macclesfield at the 39th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Macclesfield (54% of 326 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 46% sit in the Direct zone.
How Macclesfield compares
Macclesfield ranks lower within North Carolina (18th percentile statewide) than its 41st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Macclesfield ranks 18,536 for wildfire risk (1 is highest) and 20,928 by building count (1 is largest). Within North Carolina alone, it ranks 636 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Macclesfield's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Macclesfield
With ember exposure the dominant pattern in Macclesfield (54% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Macclesfield's figures come from
Every one of the two percentiles behind Macclesfield's 18,536-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Macclesfield's dominant indirect exposure actually means, with real examples from across the dataset.