Mabank, TX
Mabank wildfire risk explained
Mabank's 1,883 buildings earn a 76th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mabank at the 76th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Mabank (74.5% of 1,883 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 25.2% sit in the Direct zone.
How Mabank compares
Mabank ranks lower within Texas (49th percentile statewide) than its 76th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Mabank ranks 7,640 for wildfire risk (1 is highest) and 7,816 by building count (1 is largest). Within Texas alone, it ranks 923 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 76th percentile nationally, Mabank carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Mabank (74.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Mabank's 7,640-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Mabank, see the exposure-zones guide.