Lyons, NY
Lyons, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lyons lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,813 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lyons at the 6th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Lyons's building exposure, zone by zone
USFS classifies 57.7% of Lyons's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 42.2% Direct and 0.1% Indirect — a landscape-level risk rather than a building-by-building one.
Where Lyons ranks
Lyons's risk sits at a similar level relative to New York (8th percentile statewide) as it does nationally (6th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lyons ranks 29,765 for wildfire risk (1 is highest) and 8,023 by building count (1 is largest). Within New York alone, it ranks 1,194 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Lyons
Lyons's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 57.7% of Lyons outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Lyons's figures come from
The methodology guide shows exactly how USFS turned 1,813 counted buildings into the percentiles shown above for Lyons. The exposure-zones guide covers what Lyons's dominant minimal exposure actually means, with real examples from across the dataset.