Lyons, IN
Lyons wildfire risk explained
Lyons sits at the 2nd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 467 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lyons's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
What "at risk" means for the buildings here
Most of Lyons's buildings (63.4% of 467) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Lyons against the rest of the country
There's little gap between Lyons's 2nd national percentile and its 13th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lyons ranks 30,946 for wildfire risk (1 is highest) and 17,937 by building count (1 is largest). Within Indiana alone, it ranks 843 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Lyons
Lyons's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Lyons
With 63.4% of buildings rated Minimal exposure, Lyons gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lyons's figures come from
Every one of the two percentiles behind Lyons's 30,946-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lyons's dominant minimal exposure actually means, with real examples from across the dataset.