Lyons, IL
Lyons wildfire risk explained
Lyons sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 4,911 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lyons at the 31st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lyons's buildings actually sit
Only 0.1% of Lyons's 4,911 buildings carry Direct exposure and 0% carry Indirect; the remaining 99.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Lyons against the rest of the country
Compare Lyons's two percentiles: 81st within Illinois, only 31st nationally — a gap of 50 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lyons ranks 21,893 for wildfire risk (1 is highest) and 3,482 by building count (1 is largest). Within Illinois alone, it ranks 281 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Lyons and the insurance market
Lyons's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 99.9% of Lyons outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Lyons's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Lyons, see the exposure-zones guide.