Lyons Falls, NY
How exposed is Lyons Falls to wildfire?
Out of every US place USFS scores, Lyons Falls lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 439 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lyons Falls's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
Lyons Falls's building exposure, zone by zone
79.3% of Lyons Falls's 439 buildings sit in USFS's Direct exposure zone, roughly 348 structures close enough to burnable vegetation for flame contact, not just embers — 20.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Lyons Falls against the rest of the country
Lyons Falls's risk sits at a similar level relative to New York (7th percentile statewide) as it does nationally (6th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lyons Falls ranks 29,790 for wildfire risk (1 is highest) and 18,486 by building count (1 is largest). Within New York alone, it ranks 1,200 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Lyons Falls's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Lyons Falls (79.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lyons Falls's figures come from
Lyons Falls's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lyons Falls's dominant direct exposure actually means, with real examples from across the dataset.