Lyons, CO
How exposed is Lyons to wildfire?
Out of every US place USFS scores, Lyons lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,151 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lyons's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Lyons's building exposure, zone by zone
1,151 buildings are counted in Lyons, and 77% of them are Indirect exposure — ember-driven risk rather than the 23% in Direct exposure or the 0% rated Minimal.
Lyons against the rest of the country
Lyons scores 97th nationally and 89th within Colorado — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lyons ranks 879 for wildfire risk (1 is highest) and 10,951 by building count (1 is largest). Within Colorado alone, it ranks 53 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Lyons's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Lyons
Because 77% of Lyons's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lyons's 879-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Lyons, see the exposure-zones guide.