Lynwood, IL
How exposed is Lynwood to wildfire?
Lynwood sits at the 50th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 3,578 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lynwood's burn probability — fire likelihood with no building count factored in — sits at the 53rd percentile nationally.
What "at risk" means for the buildings here
Most of Lynwood's buildings (97% of 3,578) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Lynwood against the rest of the country
Lynwood's 98th-percentile standing inside Illinois outpaces its 50th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lynwood ranks 15,656 for wildfire risk (1 is highest) and 4,680 by building count (1 is largest). Within Illinois alone, it ranks 25 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Lynwood and the insurance market
Lynwood's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Lynwood's 97% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lynwood's 15,656-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lynwood, see the exposure-zones guide.