Lynn, MA
Lynn wildfire risk explained
Out of every US place USFS scores, Lynn lands at the 22nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 20,750 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lynn at the 20th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Lynn's building exposure, zone by zone
Only 0.8% of Lynn's 20,750 buildings carry Direct exposure and 45.3% carry Indirect; the remaining 53.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 20,750 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Lynn ranks
There's little gap between Lynn's 22nd national percentile and its 31st percentile inside Massachusetts, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lynn ranks 24,457 for wildfire risk (1 is highest) and 678 by building count (1 is largest). Within Massachusetts alone, it ranks 172 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Shopping for coverage in Lynn
Lynn's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 53.9% of buildings rated Minimal exposure, Lynn gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 20,750 counted buildings into the percentiles shown above for Lynn. For more on what minimal exposure implies beyond Lynn, see the exposure-zones guide.