Lyndon, KY
Lyndon wildfire risk explained
USFS scores Lyndon at the 12th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 4,045 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lyndon at the 13th percentile, close to its 12th-percentile risk score.
Lyndon's building exposure, zone by zone
55.5% of Lyndon's 4,045 buildings sit in USFS's Minimal exposure zone, with only 32.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Lyndon ranks
There's little gap between Lyndon's 12th national percentile and its 17th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lyndon ranks 27,795 for wildfire risk (1 is highest) and 4,193 by building count (1 is largest). Within Kentucky alone, it ranks 460 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Lyndon
Lyndon's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Lyndon's 55.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lyndon's figures come from
The methodology guide shows exactly how USFS turned 4,045 counted buildings into the percentiles shown above for Lyndon. The exposure-zones guide covers what Lyndon's dominant minimal exposure actually means, with real examples from across the dataset.