Lynd, MN
How exposed is Lynd to wildfire?
USFS's Wildfire Risk to Communities model puts Lynd at the 34th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 232 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lynd at the 29th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Lynd's buildings actually sit
USFS classifies 62.1% of Lynd's buildings as Direct exposure, higher than its 0% Indirect share and far above its 37.9% Minimal share — a profile where 144 structures sit close enough to vegetation that lot clearing matters most.
Where Lynd ranks
Lynd's risk sits at a similar level relative to Minnesota (44th percentile statewide) as it does nationally (34th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lynd ranks 20,675 for wildfire risk (1 is highest) and 23,741 by building count (1 is largest). Within Minnesota alone, it ranks 516 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Lynd and the insurance market
Lynd's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 62.1% of Lynd in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Lynd's figures come from
The methodology guide shows exactly how USFS turned 232 counted buildings into the percentiles shown above for Lynd. The exposure-zones guide covers what Lynd's dominant direct exposure actually means, with real examples from across the dataset.