Lyman, MS
Lyman, MS's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lyman lands at the 92nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,494 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lyman at the 94th percentile, close to its 92nd-percentile risk score.
What "at risk" means for the buildings here
72.6% of Lyman's 1,494 buildings sit in USFS's Direct exposure zone, roughly 1,085 structures close enough to burnable vegetation for flame contact, not just embers — 27.3% fall in the Indirect, ember-only zone and 0.1% are Minimal.
How Lyman compares
Lyman's risk sits at a similar level relative to Mississippi (95th percentile statewide) as it does nationally (92nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lyman ranks 2,551 for wildfire risk (1 is highest) and 9,198 by building count (1 is largest). Within Mississippi alone, it ranks 24 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Lyman and the insurance market
Lyman's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 72.6% of Lyman in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,494 counted buildings into the percentiles shown above for Lyman. For more on what direct exposure implies beyond Lyman, see the exposure-zones guide.