Lyles, TN
How exposed is Lyles to wildfire?
Lyles sits at the 48th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 450 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lyles at the 50th percentile, close to its 48th-percentile risk score.
Where Lyles's buildings actually sit
Direct exposure dominates in Lyles: 88.9% of its 450 buildings, versus 11.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Lyles compares
Lyles scores 48th nationally and 38th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lyles ranks 16,559 for wildfire risk (1 is highest) and 18,283 by building count (1 is largest). Within Tennessee alone, it ranks 308 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Lyles and the insurance market
At the 48th national percentile, Lyles rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 88.9% of Lyles in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Lyles's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lyles, see the exposure-zones guide.